Re-enrolment is part of your ongoing duties and must be carried out every three years.
Choose re-enrolment date
This can be any time within a sixth month window with the 3 year anniversary of the staging date as the mid point.
Click >>here<< to find the dates for re-enrolment.
Work out which staff to include in your assessment. You only need to assess certain staff for re-enrolment.
You must assess staff who have:
- asked to leave (opted out of) your pension scheme
- left (ceased active membership of) your pension scheme after the end of the opt-out period
- stayed in your pension scheme – but chosen to reduce the level of pension contributions to below the minimum level
You don’t need to assess those who, on your re-enrolment date:
- are already in the pension scheme you use for automatic enrolment (a qualifying scheme)
- are aged 21 or under
- are at state pension age (SPA) or over
- have not yet had an automatic enrolment date (met the age and earnings criteria for automatic enrolment, or who has been postponed)
You now need to work out if the staff you’re assessing meet the criteria to be put back into your pension scheme.
You must re-enrol those who left your automatic enrolment pension scheme more than 12 months before your re-enrolment date and are:
- aged between 22 up to State Pension Age, and
- earn over £10,000 a year, or £833 a month, or £192 a week
Click >>here<< to find the State Pension Age for an individual staff member.
Click >>here<< for a spreadsheet designed to assist with this process.
In addition to the staff that you must re-enrol, you can choose to re-enrol any staff member who is:
- aged between 22 up to State Pension Age, and earns over £10,000 a year, or £833 a month, or £192 a week, and who:
- left your automatic enrolment (qualifying) pension scheme in the 12 months leading up to your re-enrolment date
- was paid a winding up lump sum in the 12 months before your re-enrolment date, then left your employment and were later re-employed by you
- has given notice or been given notice of the end of their employment
- has primary, enhanced or fixed protection from tax charges on their pension savings
- holds the office of director with the employer
- is a partner in a Limited Liability Partnership which is the employer, and is not treated for income tax purposes as falling within HMRC’s ‘salaried member’ rules
If you have staff to re-enrol put staff back into your pension scheme within six weeks after your re-enrolment date.
If you don’t have any staff to re-enrol, you still need to complete your re-declaration of compliance to tell us how you have met your re-enrolment duties.
Write to staff
Once you’ve put your staff back into your pension scheme, you need to write to them to let them know.
Click >>here<< for a template letter.
Complete re-declaration of compliance
You must complete and submit your re-declaration of compliance within five months of the third anniversary of your automatic enrolment staging date. Your re-declaration deadline does not change according to the re-enrolment date you chose.
Click >>here<< for the online form for you to tell the Pension Regulator how you have met your legal duties.